The answer may seem obvious, but the reason for doing so lies in various responses. Obviously, a dog, or any pet is something very dear to its owners and obviously anything you love must be protected in some way. In this post, you are going to read the reasons why you should insure your dog:
1. Health. Animals are like people; we both get sick. Therefore, we must take care of the health of our pets, because one way to do this is to hire a pet insurance that covers veterinary assistance. Well surely there will be many occasions when your dog will require the need for a specialist.
2. Thefts or losses of animals are possible. That is a risk, but there is insurance that helps you find it and cover the possible expenses arising from that search.
3. Animals also die. In the same way that there are deaths insurance for people, there are also pet insurance that can economically cover the removal and incineration of the animal.
4. Like everything, every time someone has an expense, derived from a good, a service or a responsibility (as is the case of people who have pets), saving always becomes an essential factor. Well, it seems obvious, but we have included savings in this post, since there is a pet insurance that helps you save against unforeseen events that may arise. For example, veterinary expenses are usually high and insurance of this type helps to reduce them significantly. Therefore, if your economic situation or your personality when consuming, you have difficulties to save, this insurance helps you to do so, so that you can guarantee the welfare of your pet.
5. Obviously, dog owners are responsible for the damage they can cause. A dog is not a natural person, since it is an animal and therefore its actions fall under the responsibility of its owners. Obviously being an animal can cause unforeseen damage. Well, the best way to cover yourself in this possible situation is to take out insurance that covers this civil liability for the possible damages that our pet may cause.
6. We may not be available to take care of our pet due to work, personal or health circumstances. Maybe we are abroad on a business or work trip and we cannot take care of our pet. However, we continue to be responsible for those actions that our dog performs. However, there is a pet insurance that can take care of your dog during your absence.
In addition, you must consider other aspects. We have explained that it is necessary to require a pet insurance that covers civil liability when they can be considered dangerous. If the animal is considered potentially dangerous, it is recommended to take out insurance that covers civil liability. Some of the dog breeds that can be considered dangerous are: Pit Bull Terrier, Satnffordshire Bull Terrie, American Staffodshire Terrier, Rottweiler, Dogo Argentino, Fila Brasileiro, Tosa Inu and Akita Inu.
However, there is another aspect that we must take into account, to ensure for example a dog or a cat it is necessary that we have it registered, with microchip, vaccinated and identified. So that the insurance can know the situation of the dog and identify it correctly.
Conclusion: the coverage that the insurance offers are several and expandable according to the insurance modality. The most common are: Civil liability, Theft or loss, Accidents, Sacrifice, Veterinary assistance and Legal assistance. However, we must also keep in mind that insurance does not cover everything, it simply covers certain aspects partially, for example, certain vaccines or medications are not covered. However, having insurance is not only mandatory, but it is highly recommended, because although it does
not cover all aspects in its entirety, it is true that the coverage offered is very wide. Therefore, as we have stated above, ensuring our dog or any other type of pet is recommended.
But, after all, having our dog insured gives us two advantages. The first is tranquility. Well, we know that, by hiring insurance, our dog is much less vulnerable if something happens to him or if he performs improper actions against other people or things. Another advantage of having insurance is its reduced cost. Most insurances that protect, for example, real estate and vehicles are expensive. In the case of pet insurance, they are very economical. There are very good insurances that offer very good conditions and that cost about $ 30 a year. Well, it is worth paying that price, in exchange for being calm and being protected from what may happen to your dog.