As we said in a previous post, there are several reasons to ensure your pet, even if it is a dog or not. So, it is necessary to know and understand which are the best pet insure companies in our country. As you will see, some companies offer more specialized services than others. Each company focusses on one specific objective, but the following companies have a strong reputation, so I hope you won’t have any problems if you hire one of them:
1. Healthy Paws
Healthy Paws help pet parents handle the expense of pets’ medical treatments. But they also help animal rescue organizations care for the many sick pets that come into their care. This is a foundation which started in 2009, to fulfill this promise.
Is not too expensive. Is it about $30/month. According to its website (https://www.healthypawspetinsurance.com/), they are US #1 on the Customers Rate. It offers one pet insurance plan that covers new accidents and illnesses. They have also created the fastest and easiest claim process for our customers. Healthy Paws coverage is provided with no maximum limits on claim payouts; no per-incident, annual or lifetime caps. If your pet needs treatment for a new accident or illness, and it’s not a pre-existing condition, you’re covered.
2. Trupanion
Located in Seattle. This pet insurance has one simple plan that covers 90% of veterinary costs with no payout limits, including hospital stays, diagnostic tests, medications, surgeries, and other treatments
The waiting periods are about 5 days for injuries and 30 days for illnesses. Waiting periods are waived when activating a certificate from your veterinarian.
Its Price Rates start around $30 to $40 and vary by breed, species, age at enrollment, gender, and location. About the Enrollment, Puppies and kittens at birth; eligibility ends at 14 years. The Underwritten is the American Pet Insurance Company. The Trupanion policy also offers different packages for additional coverage.
3. Nationwide Pet Insurance
Coverage starts from $12 to $20 but the price depends on the pet’s species, among other factors.
About the Enrollment, Enrolls exotic pets and birds 3 months and older; no upper age limit for eligibility
The Underwritten is the National Casualty Company
This affordable exotic pet insurance plan covers accidents and illnesses as well as examinations, lab fees, prescriptions, X-rays, hospitalization and more.
4. PetFirst
The Price for dogs starts at $32/month. This service enrolls pets 8 weeks and older.
The Underwritters are the The New Hampshire Insurance Company (NHIC) and Independence American Insurance Company (IAIC)
But what makes this pet insurance different from the others is that, according to their website, is that they have the shortest wait periods for accident and illness coverage for cats and dogs.
5. Figo
What makes this company special is that they provide the modern pet parent with clear choices and the latest technology. In fact, they offer different Pet Insurance Plans: The ESSENTIAL which has $5-10K annual benefits. The PREFERRED plan, which has $10-14K annual benefits. This plan is the most popular. And they also have the ULTIMATE plan which offers annual benefits.
The Price for dogs starts around $50/month.
This service Enrolls pets 6 weeks and older; no upper age limit for eligibility
The Underwritten is the Markel Specialty Insurance Company
6. Embrace Pet Insurance
There is something that makes the difference of this company with other competitors.
This dog health insurance covers breed-specific, congenital, and chronic conditions, and all associated costs including: Exam & consultation fees, ER & specialist care, Surgery & hospitalization, Behavioral therapy, Alternative therapies & rehabilitation, Cancer treatments, Diagnostic testing, Dental illness up to $1,000/year (available in most states), Prescription medications (Optional in some states) and Prosthetic limbs, devices, & mobility aids.
Coverage starts anywhere from $13 to $20/month depending on your plan. About the Enrollment, it Enrolls pets 8 weeks and older; eligibility ends at 14 years. The Underwritten is the American Modern Insurance Group.
7. Petplan
It is also a fast service. They settle 90% of claims within 5 working days. This service can be very useful if you have several kinds of pets. As well as dogs, cats and rabbits, they can also insure many different animals. Their Third Party Liability insurance covers dog owners for compensation, as well as legal bills and also they cover the associated costs related to defending claims brought against them.
The Price for dogs starts at $29/month. This service enrolls pets 6 weeks and older; no upper age limit. The Underwritten is the XL Specialty Insurance Company
